RIVERFRONT RETREAT! This stunning waterfront cottage boasts sweeping views of the Cumberland River and offers over 700 square feet of deck and patio space, perfect for soaking in the scenery. A rare gem, the property features easy water access, allowing you to dip your toes in and enjoy the river up close. Even better, no flood insurance is required. Inside, the main level is filled with natural light and showcases an open, airy layout with gorgeous hardwood floors throughout. The stylish bathroom includes a sleek walk-in shower, while the lower level features a fully equipped one-bedroom apartment with its own kitchen and separate HVAC system, making it ideal for guests, Airbnb, or long-term rental. The home has been thoughtfully updated over the years, with a new roof added in February 2025, HVAC systems replaced in 2019, a fully renovated downstairs bathroom completed in 2016, and upgraded flooring and appliances, including a refrigerator, washer, and dryer. With breathtaking views, unmatched water access, and versatile living spaces, this home is a rare riverfront opportunity perfect for both homeowners and investors.